Do You Need Help With Your Mortgage?

       Attorney Luis Michael Bustillos helped his clients successfully renegotiate their home loans during the real estate crisis in the 1990’s. Since then, Mr. Bustillos has continued to guide his clients through various real estate issues. Let an experienced Real Estate Attorney help you modify your loan or avoid foreclosure in today’s free-falling real estate market.

       You can, of course, speak directly with your lender. Or, you can ask a HUD qualified counselor to help you with the process. Neither your lender, nor a HUD qualified counselor, will charge you for those services. However, we do not believe either of those choices will work as closely with you to develop the realistic budget and the successful hardship letter that is needed to qualify for the greatest modifications. Moreover, because of Attorney Bustillos’ 27 years as a real estate lawyer he knows the predatory lending issues to emphasize that will give you the best modification agreement.

       For those clients that cannot secure a modification, or who come to us too late in the process, we can also represent you with such issues as
                  
                  Deeds in Lieu of Foreclosure
                  Foreclosure
                  Bankruptcy filings
                  Predatory Lending
                  Lending Fraud
                  Breach of Fiduciary Duty
                  Unconscionability
                  Undue Influence
                  Notary Malfeasance
                  False Advertising
                  Unfair and Deceptive Lending Practices

       Currently, we are charging a flat $3,500.00 fee to work through a modification of up to two loans, where the first mortgage is less than $729,750. It’s a better deal than what is being offered by the former loan officers that got us in this mess.